* At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.
19.9% APR Variable rep APR
19.9% p.a. Variable purchase rate
A 0.6% fee applies on balances transferred (minimum $5) within the first 60 days of account opening.*
Earn cashback from your favourite shopping brands with Visa Offers, plus get instant discounts from well-known brands around the world with our rewards programme.
Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
As long as they’re over 18, you can add your partner or a family member to your account.
Make payments to existing beneficiaries and manage your personal accounts easily and securely with the JATP Mobile Banking app.
You can use your JATB Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-Bank cash machines may also charge a fee. Credit card fees apply abroad
Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance
Simply choose the way that suits you best. But first, check out the eligibility requirements for the Bank Advance Credit Card.
To be eligible for an JATB Advance Credit Card you need to:
If you foresee any changes in circumstances that may affect your ability to repay the credit card you are applying for, for example a change in your income or outgoings, a change to your employment situation or you are a temporary or zero hours contract worker, please apply via email email@example.com
Introductory rates only apply if you haven't held an JATB credit card within the last 6 months. Balances can't be transferred from cards issued by other members of the Bank Group.
If you’re not an Advance customer yet but would like to learn more, please visit our Advance current account page.