Things you should know
This product is offered without advice and, as such, we are not required to assess the suitability of this product for you. This means that the protection offered by the Financial Conduct Authority’s rules on assessing suitability will not apply to this transaction.
A Child Trust Fund account belongs to your child and any money you pay into the account is a gift to them.
The value of investments (and any income received from them) can fall as well as rise and you may not get back what you invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets.
The value of the tax benefits described in the key features document will depend on individual circumstances. Tax rules could change.
Past performance is not a guide to future performance.
If you need to change the registered contact for your Child Trust Fund, please email us at firstname.lastname@example.org for a change of Registered Contact.
You may change the registered contact for a Child Trust Fund in the following circumstances:
The existing registered contact no longer wishes to be the registered contact for the Child Trust Fund.
The Child is 16 years of age or over and wishes to be Registered Contact.
Incapacity or death of the registered contact.
Adoption of the child.
Expiration of a previous court order naming the existing registered contact as a responsible person for the child.
New court order confirming that the existing registered contact should cease to be so.
Lost contact with the registered contact.