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Classic Credit Card

  • Whether you need to build or improve your credit rating, the Classic Credit Card could be right for you.
Credit is subject to status, affordability and applicable terms and conditions.

Representative example

22.9% APR Variable rep APR

22.9% p.a. Variable purchase rate

Based on an assumed credit limit of


About this card

Card details

  • No annual fee
  • Up to $1,000 credit available
  • Build or improve your credit rating
  • This card could help you build or improve your credit score over time, if managed well. Your credit score could be harmed if you don't make payments on time and stay within your credit limit.


  • Enjoy global discounts
  • Earn cashback from your favourite shopping brands with Visa Offers, plus get instant discounts from well-known brands around the world with our home & Away rewards programme.

Using your card

  • Make contactless transactions
  • Your card is contactless contactless Contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.

  • Manage your card online
  • Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.

  • Get an additional card
  • As long as they’re over 18, you can add your partner or a family member to your account.

  • Bank anywhere with the our internet banking
  • Make payments to existing beneficiaries and manage your personal accounts easily and securely with our internet banking

  • Use your card abroad
  • You can use your JATB Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-JATB cash machines may also charge a fee.

  • Enjoy 24/7 worldwide assistance
  • Receive round-the-clock support and an emergency cash advance if your card is lost or stolen.

Apply for a Classic Credit Card

Are you eligible?

To be eligible for an Bank Classic Credit Card you need to:

  • Have an annual income/pension before tax of $8,500 or more
  • Be a resident of the US*
  • Be over 18, and not hold an JATB Basic Bank Account

If you foresee any changes in circumstances that may affect your ability to repay the credit card you are applying for, for example a change in your income or outgoings, a change to your employment situation or you are a temporary or zero hours contract worker, please apply by email

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