Need help? Contact Us

info@jointatb.com

Do you live outside of the US?

If you do not live in the US, you may still be able to apply for a mortgage with Joint American Trust Bank on a property in the US. Please email us on care@jointatb.com to find out more or to progress an application.

1. Thinking of buying your first home?

It's important to get the correct advice and be equipped with as much information as possible. Our useful Homebuyer's Guide is there to help you on your journey to becoming a homeowner.

2. Find out how much you could borrow

Use our indicative calculator to discover how much you could borrow.

3. Looking for the best mortgage deal?

Explore our competitive mortgage range. We offer mortgages up to a maximum of 95% loan to value (LTV) if you're purchasing a property.

4. Ready to start viewing properties?

A Decision in Principle will give you an indication of the amount you may be able to borrow based on what you tell us and our security checks, including a soft credit check. We will need to make an enquiry against your credit history, however, this is not a full credit check and will not appear on your credit file. Please note, a Decision in Principle is not a guarantee that we will lend to you.

5. Had your offer accepted?

You can apply for a mortgage by making an appointment with one of our dedicated Mortgage Advisors who will provide you with advice and guide you through your application. Or if you already know which mortgage you wish to apply for you can complete your application entirely online, however you will not receive advice.

Apply for a mortgage with a 5% deposit

We offer mortgages up to a maximum of 95% if you're purchasing a property.

Find out more

You could get a mortgage approval in a day

Service available by email with a Mortgage Specialist. Whether we can approve a mortgage application, and do so in a day, depends on your individual circumstances.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Already started an application?

Whether you started your application over the phone or online, you can see how it's progressing here. Simply log on using the username we've given you and security details you created.

Continue

Email

Step 1 - Email us to get a Decision in Principle.

Step 2 - Provide us with your supporting documents.

Step 3 - Arrange an appointment with a Mortgage Advisor who will provide you with advice and guide you through your application.

Step 4 - Send a mail to care@jointatb.com.

Online

Step 1 - Get a Decision in Principle online now.

Step 2 - You can choose to receive mortgage advice after receiving your Decision in Principle or, if you already know which mortgage you wish to apply for, you can complete your application entirely online, however you will not receive advice.

Apply online