Need help? Contact Us

info@jointatb.com

Features & benefits

  • Borrow from $500 to $5,000
  • The approved loan amount is subject to our assessment of your personal financial circumstances.

  • Flexible repayment terms
  • Choose how much you want to repay each month (minimum repayment applies).

  • Redraw once you've repaid
  • Once you've repaid your Flexiloan, you can redraw the credit if you need to - just like an overdraft.

  • Easy access
  • Transfer all or a portion of the funds into your current account via online banking. You'll only pay for the portion of the loan that you transfer.

  • No set up fees
  • We won't charge you to setup your Flexiloan.

  • Only pay for what you use
  • If you don't use your Flexiloan, you don't pay anything.

17.9% APR Representative

For loans between $500 and $5,000.

Apply for a Flexiloan

Are you eligible?

To apply for a Flexiloan you need to:

  • have an Joint American Trust Bank current account
  • have an annual income/pension before tax of $10,000 or more
  • be 18 years or older and a US resident.

Our Flexiloans are subject to status.

You might also be interested in

slide 1
Personal Loan

Borrow from $1,000 to $25,000 and make your plans a reality with a personal loan from Joint AMerican Trust Bank.

slide 1
Joint American Trust Bank Premier Personal Loan

Available exclusively to Joint American Trust Bank Premier current account customers.

slide 1
Graduate Loan

Available exclusively to Joint American Trust Bank current account customers who are within 5 years of graduation.