Spread your repayments over one to five years for loans of $15,000 or less, or over one to eight years for loans over $15,000.
No matter how you apply you'll get an instant credit decision (subject to planned maintenance periods).
If your application is approved online, you'll receive the money in your account straight away.
If you already have an Joint American Trust Bank Personal Loan, you can apply to borrow more online.
Make overpayments without charge, which may reduce the amount of interest you pay.
You could have the option of a repayment holiday for the first three months or every January for the life of your loan. More interest will be payable overall.
For loans between $5,000 and $25,000.
*The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.
The APR rates may vary based on amount borrowed. Please use the calculator.
Borrow from $1,000 to $25,000 and make your plans a reality with a personal loan from Bank.
Flexible repayments between 4%-10% of the loan limit (minimum repayment applies).
Available exclusively to Joint American Trust Bank Premier current account customers.