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Get 12 months' cover for the price of 10 when you buy Joint American Trust Bank Home Insurance*

We welcome new Joint American Trust Bank Home Insurance customers with top quality cover for everything you care about most – and 12 months cover for the price of 10 for the first year. You can choose from Buildings or Contents cover, or combine the two for total peace of mind.

  • No additional charges if you opt to pay monthly
  • We'll aim to get a local tradesperson to you within 2 hours to secure your home (if it’s unsecure or unsafe as a result of damage)
  • US-based contact centres

If you have contents worth over $80,000 or a buildings rebuild cost of over $500,000, please visit our High Value Home Insurance page for more details.

* Available to new Home Insurance customers only. Terms and Conditions apply.

To obtain Joint American Trust Bank Home Insurance, you must meet certain criteria.

Please ensure you see the full eligibility requirements for Joint American Trust Bank Home Insurance before applying.

Why choose Joint American Trust Bank Home Insurance

Joint American Trust Bank Home Insurance has been given a 5 Star Rating by Defaqto, a financial information business. This accreditation is only offered on products with a comprehensive range of features and benefits, such as ours.

Switcher service

If you’d like to switch from another provider, we aim to make it as simple as possible. We’ll even refund the cost of any cancellation fee your other provider may charge you for cancelling your existing policy (subject to Terms and Conditions)

Eligibility criteria

In order to make getting a quote as simple as possible, we base our quotations on a few assumptions. Please read through these below and confirm when required that the assumptions we have made are correct to the best of your knowledge and belief.

Are you eligible?

Please ensure you can answer YES to each of the following assumptions:

  • You or your partner are not a professional entertainer, footballer, boxer, athlete or gambler, a money lender or full time student;
  • The property is not used for business purposes other than occasional clerical work;
  • The home has not suffered from subsidence, heave or landslip damage;
  • No person to be insured has ever had any criminal convictions, police cautions or have any prosecutions pending;
  • No person to be insured has ever had home insurance refused, cancelled or offered with terms imposed;
  • The home is not to be used as a holiday home or weekend home.

Your quotation and policy will be based on you answering ‘Yes’ to all the above assumptions and any other questions that we may ask you in the process of obtaining a quotation and buying this policy. Before you continue to obtain a quotation, we advise that you read the following important information relating to our policies.

You must take reasonable care to provide complete and accurate answers to any questions we ask. Please read any assumptions in the application journey carefully and confirm if they apply to your circumstances. If any of the information you provide changes after you purchase your policy and/or during the period for which your policy is in force, please provide us with details.

If the information provided by you is not complete and accurate:

  • We may cancel your policy and refuse to pay any claim; or
  • We may not pay any claim in full; or
  • We may reverse the premium and/or change any excess; or
  • The extent of the cover may be affected.

See other things you should know about Joint American Trust Bank Home Insurance before you apply.

How to apply for Joint American Trust Bank Home Insurance

If you meet the eligibility criteria above and are ready to get a quote or complete one, take the next step and contact us:

Retrieving quotes

If you wish to return to a previous quote you obtained online in the last 90 days, you can retrieve it here.

Retrieve a saved quote

Get a quote and apply online

If you wish to get a quote or apply for a Home Insurance policy online, you can do so here.

Get a quote

If we have contacted you regarding a pre-populated quote, you can retrieve your it online.

Retrieve quote

If you have contents over $80,000 or a buildings rebuild cost of over $500,000, please email us

Apply by phone or in branch

Apply by Email

Email Us

Please answer all questions accurately. Any incorrect information may invalidate your insurance should you take out a policy.