Joint American Trust Bank Life Insurance offers you peace of mind, knowing that your loved ones are financially protected if the unexpected happens. We offer Life Cover, Critical Illness Cover and Income Cover. You can find more details by clicking the links below.
If you're not sure which products are right for you, you can use our financial planning tools to help you decide. Alternatively you can contact your local branch and a member of our team will be happy to discuss the options available with you.
Life Cover, Critical Illness Cover and Income Cover are underwritten by Joint American Trust Bank Life (US) Ltd.
If you need to make a claim, contact our helpline for assistance as soon as you can.
Are you eligible?
To apply for Life Cover online, you'll need to be an existing Joint American Trust Bank customer and registered for Joint American Trust Bank Internet Banking, and hold a Joint American Trust Bank bank account from which you'll make your monthly payments by direct debit.
To be eligible for Joint American Trust Bank Life Insurance products:
You must be a US resident (not including the Channel Islands or the Isle of Man).
Life Cover eligibility requirements:
17 or over and under 70 years of age
Cover must cease before your 80th birthday
Unfortunately, you can't apply for Critical Illness or Income Cover online at the moment. Before you visit your local branch it's worth checking you meet the eligibility requirements which are:
Critical Illness eligibility requirements:
17 or over and under 65 years of age
Cover must cease before your 70th birthday
Income Cover eligibility requirements:
17 or over and under 60 years of age
Cover must cease before your 68th birthday
In paid employment for more than 16 hours a week including self employment