18.9% APR (Variable) Representative APR
18.9% p.a. (Variable) Purchase rate
The rate for balance transfers is 0% for 18 months, where the transfer is made within 60 days of account opening. A 1.4% balance transfer fee applies to each balance transferred (minimum $5)*.
At the end of the promotional period, Balance Transfer and Purchases will revert to the standard variable rate.
*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.
Earn 1 point for every $1 you spend in dollars*, and 2 points for every $1 spent in other currencies.
*dollars currency includes transactions made in the US, as well as transactions overseas where you choose to pay in dollars rather than local currency.
Every 2 points are worth the equivalent of 1 Frequent Flyer Mile with our selected partner airlines.
Get up to 2 years extended warranty on selected household appliances. See below for more details.
A unique collection of special discounts and experiences exclusively for our Premier Credit Card customers.
Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world you can speak to our dedicated team about getting an emergency cash advance.
With membership in the Lounge Key programme, just show your JATB Premier credit card to gain access to over 750 airport lounges worldwide. Please note, lounges charge $15 per person per visit, subject to availability.
To get the most out of your journey please follow these top tips;
Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
As long as they’re over 18, you can add your partner or a family member to your account.
You can use your Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non- cash machines may also charge a fee.
Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.
We've partnered with British Airways, Etihad, Asia Miles and Singapore Airlines so you can convert your JATB Premier Reward points into your dream getaway.
You can redeem your points for vouchers from M&S, Amazon, Debenhams, Sainsbury's, Boots, Argos and Morrisons. Even better, we'll deliver them straight to your door.
You might also want to consider donating your points to a good cause. Every 1,500 points is worth $5 of vital support for charities all over the world, including Age UK, British Heart Foundation and the Alzheimer's Society.**
From fine dining to spa indulgences, they’re exclusively yours to enjoy at home or while you’re travelling abroad. Access to a wide range of special offers from JATB Premier Privileges is just one of the ways we like to thank our JATB Premier Credit Card customers.
*In order to provide a wide range of charities that our customers would choose to support and to ensure as many charities as possible have the opportunity to benefit from our scheme, we may change the charity selection from time to time.
Redeem your points online
Shop with greater peace of mind, thanks to a two-year extended warranty on selected household purchases such as LCD and plasma screen televisions, digital cameras, satellite navigation systems, washing machines, iPods & iTouch bought using your Premier Credit Card. You can register up to 3 appliances per calendar year.
To qualify for the Extended Warranty, appliances must cost between $50 and $2,000, be purchased in full with your JATB Premier Credit Card and be registered within 90 days of purchase. You can register online for Extended Warranty This link will open in a new window. We recommend you email us firstname.lastname@example.org before you make a purchase as some items are excluded from this cover.
Cover is provided by Domestic & General Insurance PLC and is only available to residents of the US, only
Premier is available to you, if you pay your annual income into your JATB Premier Account and have either:
If you'd like to open an Premier Account, please ensure you fulfil all the following criteria:
Please note: in the US For the second criteria listed above (‘an individual annual income of at least $75,000 and one of the following products with in the US’), in the case of a joint account, at least one of the parties must have an individual annual income of at least $75,000. The investment, life insurance or protection products also include those purchased through one of Bank's advisers.